Website & Insurance Disclaimer

Effective Date: July 26, 2026 • Last Updated: July 26, 2026 • Entity: [TODO: Legal Business Name]

1. General Information Only

The content published on USAcovered (including policy descriptions, sample monthly budgets, coverage options, and FAQ answers) is provided for general informational and educational purposes only. It does not constitute formal legal, tax, financial, or binding insurance advice.

2. Independent Agency & Federal Non-Affiliation Notice

⚠️ Government Non-Affiliation Disclosure: USAcovered is an independent insurance agency. We are NOT affiliated with, endorsed by, or connected to the United States Government, the Department of Health and Human Services (HHS), Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program.

3. Quotes & Carrier Premium Estimates

Sample coverage amounts ($10,000–$25,000+) and monthly rates presented on this site are non-binding estimates. Actual premium costs, underwriting approval, policy provisions, and effective start dates are determined exclusively by the respective insurance carrier (e.g. Mutual of Omaha, Transamerica, Aetna, Lincoln National) upon receipt of a formal completed application.

4. Sensitive Information Handling Policy

USAcovered intentionally excludes sensitive personal identifier fields — such as Social Security Numbers (SSN), bank account or routing numbers, and state ID numbers — from all online quote intake forms on this website. Such sensitive details are only gathered later during direct consultation with a licensed agent or through official carrier e-applications.

5. Licensed Insurance Agent Representation

By submitting your contact information through our quote forms, a licensed insurance professional in your state may contact you via telephone, automated dialing, SMS text, or email to discuss insurance options, answer your questions, and assist with carrier applications.

6. External Links & Business Information

This website may contain links to third-party insurance carrier portals or resources. USAcovered is not responsible for the content, privacy policies, or availability of external third-party sites.

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